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Lenders look at more than just your fico score.

Where to find a personal loan with bad credit. While it s always important to weigh the various costs and risks associated with a personal loan there are a few additional things to keep in mind for bad credit. Bad credit personal loans will have higher interest rates but that doesn t mean you have to settle for anything that comes your way. Your entire credit history is taken into consideration.

However some lenders may carry out a credit check to ascertain your eligibility for a loan. However some lenders offer personal loans with poor credit as low as 580. Most personal loans have a minimum credit requirement of 620 640.

The minimum credit score requirement for a personal loan varies depending on the lender. This is different from a specialty loan such as an auto loan mortgage or student loan. Personal loan rates range from about 6 up to 36 on average with lower percentages being the most ideal.

The apr you receive is determined by your credit score financial history and loan details.

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