Standard Chartered Bank Personal Loan Pre Closure Procedure
Some lenders do levy a penalty for preclosing the loan.
Standard chartered bank personal loan pre closure procedure. Standard chartered bank loans up to rs. Sir madam i binish pb s o r o heaving 3 loan account in your esteemed bank. When you make a pre payment you can enjoy a lot of savings on your loan interest.
To foreclose your standard chartered bank personal loan you can either contact the bank s customer care or visit the nearest bank branch and submit an application along with draft cheque for the foreclosure amount. 30 lakh for salaried employees and up to rs. Do i need to open an account with standard chartered bank for availing and or servicing the loan.
Resolved standard chartered bank preclose charges of personal loan g i have taken a personal loan in scb on 21st of march 2007 my loan account no 46564888 at the time of santioning loan their executive said that there would not been any preclosing charges for my loan but now they are demanding 5 of my outstanding amount as precloser. In standard chartered bank you can take out a personal loan without the need for security collateral or guarantors. However pre closure at times does help in lowering the interest rates and debt burden.
Requirements for standard chartered bank personal loan pre closure the standard chartered bank personal loan borrower should have paid at least 12 emis to be eligible for a pre closure of the loan. Enter your 8 digit loan account number twice loan account holder name and payment amount against emi arrears. Pre payment or pre closure of a personal loan refers to repaying the entire loan amount or a few parts of the loan before the original due date of the loan.
Features and benefits of standard. You can pre pay your loan with preclosure charges of 5 anytime after completion of 12 emis by giving the bank a 21 day notice. Standard chartered bank offers competitive interest rates on personal loans.
The personal loan borrower has to give standard chartered bank a 21 day notice of the loan pre closure. Pre closure charges of personal loan pre closure is the process when one repays the loan before the loan tenure ends. Steps of personal loan prepayment process.
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