Sbi Personal Loan Interest Rate For Govt Employee
For other applicants this may be up to 15 40 p a.
Sbi personal loan interest rate for govt employee. Jan mar 20 12 63. Sbi personal loans are offered to self employed individuals and salaried individuals as well as those involved in business and are aimed at fulfilling needs personal or otherwise that are not covered under traditional loan schemes. Interest rate starts from 12 00 with daily reducing balance term loan over draft rate of interest starts from 12 50 special concessions of 0 50 in rate of interest for personal loan where check off is provided from ddo salary disbursing officer and for personal loan above 10 00 lacs.
Benefits and key highlights. The interest rate starts from 10 85 p a. Xpress credit including paxc pre approved xpress credit mean roi for xpress credit.
Sbi charges lower interest rates on personal loan which is calculated on a daily reducing balance. These schemes are for defence personnel army officers navy state govt employees sarkari banks karmchari ke liye hai. This scheme is basically for beneficiaries of the seventh pay commission recommendations.
Eligible applicants are employees of central state governments including psbs psus of central government and other individual s with. State bank of india sbi offers a special interest rate for defence personnel in the country under the xpress credit personal loan scheme. 50 concession in processing fee for loans through branches till 31 01 2021.
Penal interest 2 p. Prepayment charges of 3 on prepaid amount. The sbi personal loan rate of interest for government employees starts at 11 35 special offers also available for employees of both central government and public sector undertakings sbi online personal offers zero processing fees for the defence personnel very low sbi personal loan rate of interest for employees of the public sector banks.
Aap iss mein aasani se loan prapat kar sakte hain. For regular customers the interest rate is 9 60 onwards per annum while government employees can avail the loan at a lower rate beginning from 12 50 percent per annum. The maximum interest rate for defence paramilitary and indian coast guard personnel is restricted to 12 50 p a.
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