Personal Loan Without Bank Statement In India
A personal loan free of documentation is a dream for most borrowers.
Personal loan without bank statement in india. Salary slip and form 16 if required applying for a personal loan without bank statement would generally attract a high rate of interest or even lead to loan rejection. If you have a bank statement and get your approval then the money will be sent to your account. Therefore to get a personal loan at best interest rates it is necessary you submit your bank statement.
The applicant should be resident of india. In personal loan in india employers often make salary payments through direct credit in the bank cheque or cash. Kotak mahindra bank personal loan.
Personal loan eligibility for self employed the eligibility required differs from bank to bank and the given below is the general eligibility criteria that are required for the sanction of the personal loan. The overall interest payable starts at only 2 5 of the principal. Banks like citibank allow you to take personal loans of up to rs 30 lakh in a span of 48 hours without any documentation such as income proof and address proof provided your residence and office address is updated in the citibank account.
You can take a personal loan from rs. 15 lakh with an interest rate ranging from 10 99 to 24. However if you don t have a bank account this issue might become a tad bit more troublesome.
If the bank that you are taking the loan from is connected to you in some form or another. Kotak mahindra bank extends personal loans to all individuals whether they are salaried or self employed. Loans you need a personal or business loan to get you out of a bind.
Say you already have an account with them then you may get a personal loan without a bank statement as the lender already has access to your account. My personal loan was taken through axis bank still this loan is active and the rate of interest and processing fee was medium this loan was availed for personal use and it was a paperless approval since have saving account loan got sanctioned on proper time frame this loan was availed for my personal use. And not every company gives pay slip or salary slip at the end of each salary cycle due to whatsoever reasons.
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