Personal Loan Interest Rates Of Various Banks In India
News about bank of india personal loan.
Personal loan interest rates of various banks in india. A personal loan at low interest rate is everyone s demand but only a few banks make it achievable for the applicants. Most banks charge personal loan interest rates between 10 50 to 24 p a. Base rate for lending is between 10 00 and 10 25.
Icici personal loan interest rates are fixed rate of interest which is on a monthly reducing basis. However specific interest rate depends upon the individual applicant s profile. United bank of india is among those that believes in providing lucrative offers to borrowers.
Bank of india personal loan interest rate bank of india offers personal loans interest rates starting from 12 15 to 14 15 p a. For example the personal loan balance transfer interest rates for hdfc bank icici bank and axis bank start at 11 39 11 29 and 12 respectively. For overnight tenors the reduction in mclr is 15 bps.
In 2010 rbi introduced the base rate which is the minimum interest rate at which a bank is allowed to lend. The interest rates on a personal loan ranges from 10 75 17 50 per annum. The maximum amount of loan that you can avail up to rs 10 lakh on the basis of the scheme.
Hdfc personal loan offers in the table above you might see hdfc personal loans starting from 11 25 and ending at 21 45 per annum. The personal loan balance transfer rates depend on both the bank s internal criteria as well as the individual applicant s profile. There is a simple payment option through ecs ad or pdc for the customer to choose the payment mode as per their convenience.
Bank of india personal loan interest rates bank of india boi personal loan interest rates start as low as 10 50 p a. Bank of india has announced a 25 bps reduction in its mclr across tenors from one month to one year. Boi offers special personal loan rate of interest for doctors at 10 65 p a.
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