Part Payment Of Personal Loan In Hdfc Bank
Sorry you have to visit any hdfc home loan branch and meet the executive in person to know about your partial payment details and then pay accordingly.
Part payment of personal loan in hdfc bank. Hdfc bank enables a personal loan borrower to make a pre closure or a pre payment of loan. I have a. The part payment amount can be a maximum of 25 of the principal outstanding.
Consumer complaints and reviews about hdfc bank partial closure of personal loan. Enclosed below are hdfc bank personal loan interest rates charges. This has to be done at least 12 months after the first.
It does however allow you to make part payment towards your loan. If you had any doubt regarding part payment of personal loan taken from any bank you can ask rbi is there any restrictions imposed not to allow part payment under rti act. So if you want to apply for the part payment system then you first have to intimate your lending bank in advance.
It is allowed only once in the. Thereby the lender will consider your request and start the scheme on your account. Part payment of a personal loan happens when you have a lump sum amount of idle money but is not equivalent to the entire principal outstanding loan amount.
You can use the hdfc personal loan calculator to estimate the benefit of pre or part payment. Salaried no pre payment in part or full permitted until repayment of 12 emis part payment allowed up to 25 of principal outstanding. Hdfc bank does not usually allow complete pre closure of a personal loan.
Part time calculators are also available on various websites on internet. You need to pay emis throughout the loan tenure till you have paid off your home loan. Salaried 10 75 to 21 30.
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