Im 18 And Need A Personal Loan

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In most states you must be 18 or older to get a loan.

Im 18 and need a personal loan. Unsecured personal loans with a cosigner. You may have little to no credit history little savings and may not have an income that is high enough to fulfill many lenders eligibility criteria. Once you reach 18 you can begin applying for credit under your own social security number.

When you need to take out a loan you can piggyback off another person s credit score when they re willing to help you get a better interest rate. Eighteen is the legal age of adulthood in the united states. When you use a cosigner you don t have to rely on just your credit alone.

A loan from your current bank. One way to get around this is to apply with your current bank. However getting a loan may be more difficult than simply applying and being approved.

It depends on where you live. To the bank loans are a major source of revenue. Make an appointment with a loan officer at a bank where your parent or guardian primarily does her banking.

However in alabama and nebraska you must be at least 19 to take out a loan. Your cosigner s credit also is taken into account as is their income. If you ve just turned 18 you have various loan options that you can consider.

One of the problems 18 year olds encounter when trying to be approved for loans is that they have limited or no credit history. When thinking about how to get a loan it is important to look at the situation from the bank s perspective. Hi im 17 right now and im turning 18 tuesday and im trying to take out a 4500 personal loan from pawtucket credit union i was wondering if i can go to the bank by my self and try to get pre approved im going to the bank monday but im still one day from 18 would it make a difference.

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