How To Close Personal Loan In Kotak Mahindra Bank
If you are not able to close your fixed deposit through mobile banking or netbanking you can visit a branch of kotak mahindra bank and place a request to withdraw the fd prematurely.
How to close personal loan in kotak mahindra bank. Yes a personal loan can be closed early or before the maturity of the loan. You can avail an attractive rate of interest on a personal loan only after you have fulfilled the personal loan eligibility criteria. You may submit the written request query online click here to submit your query request or visit our nearest kotak retail assets branch after completion of 12 months lock in period.
Turn around time tat for issuance of a foreclosure statement is 2 working days. The pre closer procedure can be carried out by contacting the bank or visiting the physical branch of the bank. We understand that you wish to close your kotak savings account and we are here to assist you.
Submit an application with the bank to close the loan account. There are quite a few myths that surround personal loans such high rates of interest it being available only to salaried people or people with high credit score. However we would like to share a few key benefits that you can avail only with your kotak savings account.
The amount will take 24 48 hours to be reflected in the account of your choosing. Unlimited free atm withdrawals on kotak atms except for 811 savings account. The customer will be required to serve a notice period till the issuance of foreclosure statement from the bank.
Make sure your bank sends an update to cibil so that correct information is recorded in your cibil report. Steps to apply for a personal loan from kotak. Provide a set of required documents such as your residential proof income and employment details etc.
The kotak mahindra bank has to complete 12 emi payments before he she can apply for a personal loan foreclosure. Up to 4 interest p a. Following the completion of 12 emis the customer has to send a foreclosure written request to the bank.
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