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A personal loan can affect your credit score when.
How does getting a personal loan affect your credit score. You shop for a personal loan. When you take out a personal loan you re increasing your credit mix which makes up about 10 of your credit score and could give your credit score a boost. You apply for a.
Any late payments can significantly damage your score if they re reported to the credit bureaus. This results in a hard inquiry on your credit report which negatively affects your credit score. When you apply for any type of credit including a personal loan lenders will do a credit check on you.
Taking out a personal loan can affect your credit score in a number of ways.
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