Hdfc Pre Closure Charges For Personal Loan Before 12 Months
Hdfc bank personal loans come with a flexible repayment tenure of up to 60 months can be easily availed online and require minimal documentation.
Hdfc pre closure charges for personal loan before 12 months. 4 of the outstanding principal amount for 13 to 24 months. This has to be done at least 12 months after the first. Months 4 of principal outstanding 25 36 months 3 of principal outstanding 36 months 2 of principal outstanding.
It is allowed only once in the financial year and twice during the loan tenure. 4 of the outstanding principal amount for 13 to 24 months. Hdfc personal loan pre closure or pre payment fees and charges if you are a salaried applicant you can pre pay your hdfc personal loan only after paying 12 equated monthly installments completely.
15 lakh to meet various financial needs. However pre closure at times does help in lowering the interest rates and debt burden. The pre payment charges for salaried applicants are as follows.
Find out more about hdfc bank s personal loan interest rates and processing charges in the table below. Moreover hdfc bank also offers borrowers the option to prepay their loan and save on the interest. Hdfc bank offers personal loans up to rs.
Hdfc personal loan pre closure or pre payment fees and charges if you are a salaried applicant you can pre pay your hdfc personal loan only after paying 12 equated monthly installments completely. Once you have the exact amount you can pay the bank to close your loan. After paying off the first 12 emis you can close the entire loan in a single payment.
Hdfc bank does not usually allow complete pre closure of a personal loan. Hdfc personal loan preclosure terms and charges. The bank charges prepayment charge of 4 percent on the remaining principal amount if you opt for preclosure within 13 to 24 months of personal loan.
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