Hdfc Bank Personal Loan Part Payment Charges
Up to 2 50 of the loan amount subject to a minimum of 2 999 maximum of 25 000 for salaried customers.
Hdfc bank personal loan part payment charges. 4 of the outstanding principal amount for 13 to 24 months. Neft available 24 7 upi instant mobile money transfer imps immediate payment 24 7 rtgs available 24 7 remitnow foreign outward remittance. The processing charges for personal loan will vary from bank to bank.
Prepayment is a process where the borrower decides to pay his loan partially in maximum amount before the loan closure period. This amount is quite small and often varies between 0 5 and 2 50. Hdfc bank offers personal loans up to rs.
Hdfc bank allows you for the partial payment of a personal loan if you have taken hdfc bank personal loan on or after 1st of april 2018. Salaried 10 75 to 21 30. Part payment charges part payment is allowed subject to completion of 12 months i e post payment of 12 emis part payment will be allowed only twice during the loan tenure and is allowed only once per year.
The bank s personal loan interest rate starts at 10 75 p a. The way part payment works is it knocks down the unpaid principal amount which in turn reduces the emis and the total interest amount. Moreover hdfc bank also offers borrowers the option to prepay their loan and save on the interest.
The bank charges a processing fee of up to 2 5 of the loan amount. Enclosed below are hdfc bank personal loan interest rates charges. 15 lakh to meet various financial needs.
Amount to be paid. The pre payment charges for salaried applicants are as follows. Hdfc personal loan preclosure charges there are nominal charges that the bank levies for prepaying or preclosing your personal loan.
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