Credit Score Needed For Wells Fargo Personal Loan
Borrowers with good and excellent credit scores 690 or higher fico will likely qualify for the lowest rates.
Credit score needed for wells fargo personal loan. Here are some other things to know about personal loans from wells fargo. Wells fargo doesn t publicly disclose many of its borrower requirements. Multiple third party sources report that you ll need a score of 660 or higher for an unsecured loan however.
Wells fargo s personal loan credit score requirements are not exactly clear as there s no official minimum. But as seems to be the case with many wells fargo cards this option has multiple reviews reporting being approved with credit scores between 600 and 700 a low ish credit score may not even be a hurdle for a five figure credit limit as evidenced by this reviewer s report of getting a 15 000 credit limit with mid 600 scores. Your apr will be based on the specific characteristics of your credit application including but not limited to evaluation of credit history amount of credit requested and income verification.
The apr shown is for a 10 000 personal loan with a 3 year term and includes a relationship discount of 0 25. Benefits of a personal loan. Wells fargo is no different and a score of 600 is most likely to get appro.
Wells fargo and fair isaac aren t credit repair organizations as defined under. If you don t need that much wells fargo s minimum loan amount is 3 000.
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