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Personal Loan Terms You Need To Know Personal Loans Finance Guide Loan

Citizen or permanent resident be at least 18 years old.

Credit score needed for discover personal loan. So if you have good credit discover would likely be a good choice. Your apr will be between 6 99 and 24 99 based on creditworthiness at time of application for loan terms of 36 84 months. Read our review of discover and compare with other loans.

This minimum credit score is typically higher compared to other personal loan companies making it difficult for individuals with a lower credit score to qualify. You must have a minimum household income of 25 000 to be considered for a discover personal loan. Discover personal loans are aimed at borrowers with good credit looking to consolidate debt.

The exact definition of a good credit score is subjective but experian suggests that a fico score must be at least 660 to be considered good discover also specifies that in order to be eligible for a personal loan you must. If you fall into this category you may want to check out another personal loan lender like onemain financial that doesn t have a credit score requirement. Though there are few stringent requirements to apply those with credit scores below 660 won t be able to secure a loan through discover.

Discover personal loans sets its minimum credit score around 660. According to discover s website you ll need a credit score of 660 or higher to get a personal loan. Learn what kind of credit score you 39 ll need for all the most.

You may need good credit to qualify discover s website does not list requirements for minimum credit scores debt to income ratio or other minimum credit requirements needed to be approved for a loan. 39 late fee discover charges a 39 late fee if you make any late payments throughout the length of your loan. Whether you have a credit score of over 750 under 500 or somewhere in between there 39 s a discover card out there for you.

But according to its 2020 annual report filed with the sec the vast majority of personal loan recipients have credit scores of 660 or above.

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