Cibil Score For Personal Loan In Icici Bank
A cibil score or a credit score is a three digit number ranging from 300 900.
Cibil score for personal loan in icici bank. The higher the credit score is the more responsible you have been with credit in the past. Most banks reject loans if your credit score is low. If your cibil score is 700 or above your loan and credit card applications would be processed faster than someone with a lower credit score.
At places near you. Most lenders in india prefer giving loans to borrowers with a credit score of 700 or above. Cibil score has a great impact on the personal loan.
Cashback deals get assured cashback on electronics travel food groceries and much more. Nearby offers get discounts on dining shopping travel etc. Will cibil score affect my personal loan from icici bank.
Importance of cibil score for icici bank personal loan once you apply for a loan with icici bank your credit report and credit score comes under scrutiny as the first step. 300 being the lowest and 900 being the highest. A person should have a minimum score of 700.
You can do a credit score check by visiting the official website of these bureaus. Compare and buy compare prices features and more before buying and. Moreover the high score also makes you eligible to negotiate a better deal with the credit provider.
More recently icici and other banks have revised their requirements to 750 as the minimum score to approve personal loans. Always remember that cibil has a record of all your loans equated monthly instalment emi and credit card expenses. Working of credit score credit bureaus like cibil are responsible for maintaining the credit score of borrowers and credit card users in india.
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