Can You Use A Personal Loan For A House

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However there may be some exceptions in certain situations where it s not only possible but it may be a better option than a mortgage loan.

Can you use a personal loan for a house. Most times using a personal loan for a home down payment isn t an option. Personal loans are not typically used to pay for a house. Buying a house with a personal loan if you re buying a standard single family home getting a mortgage is your best bet.

Mortgage lenders generally don t allow personal loans to be used and prefer you not to obtain a down payment from another lending institution. Even if you can find a lender that will allow you to use a personal loan it is unlikely to be your best option for a down payment. Conventional and fha mortgages prohibit the use of personal loans as a source for down payments.

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