Can You Get A Personal Loan For An Engagement Ring
If you re the kind of couple that s into tattoos you could look into getting tattoo wedding rings or any other kinds of gestures of your love.
Can you get a personal loan for an engagement ring. Because the stone is typically the most valuable part of an engagement ring you can save by resetting the stone into a new band. If a no interest arrangement is available from the jeweler that s also better than getting a personal loan. A personal loan is a flexible form of financing whether for an engagement ring or other major purchase.
Three or five year personal loans are available to most applicants with at least some credit history. Ideally you ll want to secure a 0 financing deal with the jewelry store or put the ring on a low or 0 apr credit card. A great way to reduce engagement and wedding stress is to keep your purchases manageable and know your costs.
Starting at 0 interest financing your engagement ring at gage diamonds can help to reduce the financial burden of buying an engagement ring. Lending between family or friends can be damaging if you fail to pay back what you borrowed. To pay off 5 000 in 18 months you d need to pay 278 per month.
You needn t be a homeowner or list any other property as collateral. This means you can finance a ring and pay no interest if you pay off the balance before the promotional period ends. If you use a personal loan for an engagement ring you re guaranteed to pay interest on the purchase even if you qualify for a low rate.
Then you should go that route instead of taking out a loan or paying for a ring any other way. With those methods you should pay the ring off before the promotional period expires. Select the right affordable engagement ring loan apply now for your unsecured loan.
If you use a credit card with a 0 introductory annual percentage rate apr however you could pay off the debt interest free. Some jewelry stores offer 0 deferred financing for up to 12 months. But if a 0 financing offer isn t available to you a personal loan could be a better option for financing an engagement ring than putting the ring on a credit card at the double digit regular apr.
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