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Cibil score is not the only factor considered while deciding whether to approve a personal loan application or not.

Can t get approved for personal loan. Consumers can even compare rates from multiple lenders using money tools or use other financial management services with a membership. Hence there can be cases wherein someone even with a good cibil score a score above 750 got rejected for a personal loan. So what can you do to fix it.

Multiple rejections may make it harder for you to get approved in future. I have great credit but didn t get approved for a loan what s up. Updating your budget to be recession proof.

Find out what sort of loans and interest rates are available from your local credit union by contacting them via the credit union search tool. Banks credit unions online lenders and maybe even relatives or friends are the best places to find personal loans. Approval for uses including rent and mortgage payments car loans paying off high interest credit cards or buying food and other necessities.

Some of those options are best avoided including. If your fico score is in the poor range or even the lower end of the fair range you may have challenges getting approved for a personal loan but there are borrowing options available to many borrowers with less than ideal credit. Andrew pentis contributed to this report.

You need a good credit score to get approved for a loan but you need to be making payments on a loan or another form of debt to improve your score. Check multiple lenders in one go. Getting one approved will be largely about your credit score credit history and your earning potential.

Some charge less others more though by law they can t charge more than 2 a month an apr of 26 8. Interested in a personal loan. Powered by the company s network of third party lenders consumers can shop for personal loans business loans credit cards mortgages and other types of loans.

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