Can I Use Student Loans For Personal Expenses

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The office of federal student aid states that all student loan funds must be used for education expenses.

Can i use student loans for personal expenses. By ryan lane contributor april 18 2018 at 10 00 a m. Yes it is possible to use student loans for living expenses in college under certain circumstances. While you can use student loans for living expenses be smart about how you spend your money.

You can use student loan money to pay for living expenses but it comes with a significant catch it adds to your balance thus increasing your indebtedness once it is time to make payments. Don t spend more than you need and always. You need to understand that educational costs do not include tuition fees alone.

You can also use student loans for living expenses. As a rule of thumb ask yourself do i need this to allow me to attend school. Istock student loans are designed to help pay for tuition and fees but there are other ways you can use them to pay for college.

If you ve received a refund after paying for tuition and fees and are wondering what can student loans be used for here are some things to keep in mind. Student loans are intended to pay for college but education costs include more than tuition. You re limited to borrowing the school s cost of.

When you take out government student loans you agree that you ll only use the money you borrow to pay for expenses that are included in the school s cost of attendance. Otherwise use your leftover student loan money for anything you absolutely need for school. Student loans are meant for qualified educational expenses such as tuition and living costs.

Student loans can help cover other expenses while in college. Your loans can cover a lot of things but not everything. There are additional expenses directly related to pursuing your education in a college or university.

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