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Transferring a loan would put a lender at added risk since they would have no guarantee that the new loan owner is responsible.
Can i transfer loan to another person. In most cases you cannot transfer a personal loan to another person. Personal loans cannot be transferred because their approval is determined by credit standing. You can carry out a direct transfer only if the business auto loan currently in place happens to be with the same lender as your personal loan.
For this reason most personal loans cannot be transferred. Loans closed before march 1988 can be transferred freely with no additional approval from the lender however given that those loans are now nearly 30 years old there aren t too many left. Transferring a car loan to another person.
If no business loan is in place you will be able to transfer if the business uses the same lender as you personally used.
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