Can I Get Personal Loan If My Salary Is 15000
Definitely the income criteria with such banks is not high compared to commercial banks.
Can i get personal loan if my salary is 15000. If your personal loan salary is less than 15000 then chances of getting a personal loan is almost nil. While the exact loan amount that you can borrow will vary based on your income and repayment capacity you will need to borrow at least rs 50 000 from idbi bank when taking a personal loan from them. If they would be able to repay the loan amount or no.
Top banks for home loans as per your income of 15000 p m top banks for personal loans as per your income of 15000 p m top banks for car loans as per your income of 15000 per month. Getting a low salary personal loan is not possible by majority banks as it gets tough to judge their credibility i e. If you can get one of these deals and manage to pay off your balance while you have the introductory interest rate you may be better off opting for a balance transfer than for a personal loan.
Yes of course you can get 2 lakh personal loan for a gross of 16k per month but banks or nbfc which fund for this pay are very few like hdfc axis fullerton. Personal loans can be availed by working class individuals whose monthly salaries are above 15 000 at least. Don t worry there are lenders that offer personal loans to individuals with less income.
However those earning less than inr 15 000 can also get the loan. Many of these banks offer loan n times of gross monthly salary. Personal loans with a low salary can be granted.
It s important to pay off your balance before your apr jumps from the introductory rate to a new higher rate. Most banks stipulate a minimum monthly salary of inr 15 000 inr 20 000 for individuals to get a personal loan. To get a loan in hdfc ur company must be categorized in there company categorization list and in axis also it is same even u r a first time borrower with no cibil history.
Very few lenders would opt for giving a personal loan to a salaried individual whose monthly salary falls below 15 000. You should check with these banks for the loan. How much loan amount you can get at 15000 per month income so here s the complete list of banks with minimum loan amount maximum loan amount.
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